by grapheneadvisors | Jun 12, 2018 | Annuities, Lum Sum, Retirement
A growing number of employers are offering workers the option of annuitizing some or all of their workplace retirement savings, as opposed to taking it in one lump sum. While the lump sum option has its advantages, we believe many investors would be better served by...
by grapheneadvisors | Feb 22, 2018 | Retirement
Many people dream about retiring in their 60s, leaving behind the grind of day-to-day work in order to pursue their passions. However, increased longevity rates coupled with inadequate savings make this more of a fantasy than a reality for most Americans. It’s...
by grapheneadvisors | Jan 16, 2018 | Planning, Retirement
Research consistently shows women are saving far less for retirement than men, with potentially disastrous results. Consider, for instance, an analysis by the National Institute on Retirement Security that found women were 80 percent more likely than men to be...
by grapheneadvisors | Dec 19, 2017 | Retirement, Saving
Many people have definitive ideas about the lifestyle they envision for themselves in retirement, but are often less certain about how much money they’ll need to amass in order to make these dreams a reality. Financial advisors have traditionally recommended...
by grapheneadvisors | Nov 14, 2017 | Retirement
You’ve probably read gloomy statistics about how most Americans aren’t saving enough for retirement. In our experience, people understand the importance of saving and truly want to set money aside, but with so many competing financial priorities they...
