by grapheneadvisors | May 16, 2018 | Business, Insurance
A recent study from Nationwide shows three in five small businesses do not have a business succession plan in place, meaning they are sorely unprepared in the event something happens to one of the owners. The fact that the personal wealth of many small business owners...
by grapheneadvisors | Apr 24, 2018 | Insurance
When it comes to life insurance, many people have coverage-related questions. Indeed, it can be very tricky because every individual’s and family’s life insurance needs are different. In our experience, investor confusion often leads to coverage gaps,...
by grapheneadvisors | Sep 15, 2017 | Insurance
Some people kick around the idea of letting their life insurance policy lapse after they retire. They make the mistake of thinking that because they are no longer working the coverage is superfluous. While in some cases life insurance may be unnecessary after you...
by grapheneadvisors | Sep 26, 2014 | Financing, Insurance
Readers of my blog know that permanent life insurance can serve as the cornerstone of your plan to achieve financial independence. Using a whole-life or indexed universal life policy, you can quickly build a cash value that will enable you to grow your wealth while...
by grapheneadvisors | Apr 17, 2014 | Insurance
When you ask financial advisors about buying life insurance, most will recommend that you avoid permanent life insurance and buy term insurance instead. These advisors may be doing their clients a major disservice. Term insurance, as you probably know, pays a benefit...
by grapheneadvisors | Feb 8, 2014 | Insurance
If you’ve never heard the term “infinite banking,” you might think it refers to waiting in an especially long line at your bank’s teller window. In fact, infinite banking is an important financial concept that has helped many people achieve...
