by grapheneadvisors | Aug 30, 2018 | Income, Protection
As retirement looms, what is your most valuable asset? Is it your home? Your business? Your retirement nest egg? The answer, for most working Americans, is none of the above. Any home, business or investments you own are, of course, critical assets. But your most...
by grapheneadvisors | Mar 28, 2018 | Annuities, Income
Many retirees today are concerned about whether or not they have enough money to last their lifetime—and potentially beyond. The prolonged low interest rate environment has made this an even more acute concern for many investors. This is where annuities that provide...
by grapheneadvisors | May 3, 2017 | Income
Every retirement portfolio’s primary job is to provide you with enough income, month in and month out, for as long as you live. But in today’s low-yield environment, many investors are finding that their savings are likely to fall short. The 10-year...
by grapheneadvisors | May 14, 2015 | Income, Planning
Retirement income planning can be a bit of a puzzle these days thanks to low interest rates. One of the best options for meeting your income needs may be to ladder annuities. As with bond ladders, annuity ladders can help you to navigate changing interest rates to...
by grapheneadvisors | Apr 8, 2015 | Income
It used to be simple to figure out how much money to withdraw from your retirement savings each year. With the so-called 4% rule, you could cash out that percentage each year, with a little extra for inflation, and be fairly confident your money would last about 30...
by grapheneadvisors | Feb 18, 2015 | Income
In today’s interest-rate environment, it can be challenging to find investments that generate predictable income with competitive yield. One option that has worked well for many of our clients is investing in structured cash flows. Structured cash flows can...
