by grapheneadvisors | Jun 12, 2018 | Annuities, Lum Sum, Retirement
A growing number of employers are offering workers the option of annuitizing some or all of their workplace retirement savings, as opposed to taking it in one lump sum. While the lump sum option has its advantages, we believe many investors would be better served by...
by grapheneadvisors | Mar 28, 2018 | Annuities, Income
Many retirees today are concerned about whether or not they have enough money to last their lifetime—and potentially beyond. The prolonged low interest rate environment has made this an even more acute concern for many investors. This is where annuities that provide...
by grapheneadvisors | May 20, 2016 | Annuities
With pension plans quickly fading into history, it’s up to most of us to function as our own “pension plans.” Not only are we responsible for saving enough money for a comfortable retirement, but once we retire we’re responsible for creating a...