by grapheneadvisors | Sep 3, 2015 | Financing, Wealth
We all know how expensive a college education has become. To pay for college, families often rely on the combination of student loans and tax-deferred 529 college savings plans. Needless to say, this approach is far from perfect. No one likes being saddled with...
by grapheneadvisors | Aug 5, 2015 | Tax
When it comes to retirement savings, all of us would love to have a silver bullet: A foolproof way to save and grow our money to meet all our needs and goals after we stop working. Yet, despite what investment companies may tell you, there is no silver bullet for...
by grapheneadvisors | Jul 6, 2015 | Retirement
For most, the transition to retirement is a time of anticipation and excitement. It’s also a time to be on the lookout for unscrupulous brokers. That was the message from a recent Bloomberg report, which detailed client complaints that brokers “lured them...
by grapheneadvisors | Jun 16, 2015 | Financing, Planning
Getting rich quick is the ultimate fantasy for us Americans. We dream about that big business deal, that once-in-a-lifetime investment, or even that winning lottery ticket. Yet it’s exceedingly rare that our dreams come true in one fell swoop. More often, we...
by grapheneadvisors | May 14, 2015 | Income, Planning
Retirement income planning can be a bit of a puzzle these days thanks to low interest rates. One of the best options for meeting your income needs may be to ladder annuities. As with bond ladders, annuity ladders can help you to navigate changing interest rates to...
