by grapheneadvisors | Jun 19, 2014 | Business
Entrepreneurs often do not have a lot of cash set aside for retirement: They’re counting on their business to be their nest egg. But what many don’t realize is that using conventional loans to make business purchases can ultimately reduce the amount of...
by grapheneadvisors | May 10, 2014 | Retirement
When it comes to financing retirement, the storyline in the financial media is always the same: The pension era is over, and the 401(k) era is here. In fact, there’s another choice that media overlook. Using permanent life insurance to fund your retirement is...
by grapheneadvisors | Apr 17, 2014 | Insurance
When you ask financial advisors about buying life insurance, most will recommend that you avoid permanent life insurance and buy term insurance instead. These advisors may be doing their clients a major disservice. Term insurance, as you probably know, pays a benefit...
by grapheneadvisors | Mar 6, 2014 | Financing
Helping our kids pay for college: It’s a subject many of us dread, and with good reason. We all know how college costs have soared, and with tuition inflation averaging 5% a year, they could more than double over the next 15 years. Typically many of us have planned to...
by grapheneadvisors | Feb 8, 2014 | Insurance
If you’ve never heard the term “infinite banking,” you might think it refers to waiting in an especially long line at your bank’s teller window. In fact, infinite banking is an important financial concept that has helped many people achieve...
